No responsibility will be taken by the bank advertiser for these comments. May 24, an auspicious day. This message just means that your credit card application is being processed it does not mean you will be rejected or even that you have to call in to reconsideration. and csp would take a lower amount chase. Chase was great in telling me their reason for denial.BK and not listing auto denial reasons. (800) 933-5182 option 3: application status, Business: 800-453-9719, open 1pm-10pm Monday to Friday, Personal:800-695-5171 8am-Midnight everyday, Business:800-763-9795 (866-541-7657) 7am-midnight, every day, 1-866-412-5956, open 9am till 9pm Monday till Friday, 1-800-967-9521, open 8am 7PM on Saturday, You can also check the status of your application by calling1-877-514-3717, 800-328-1925 (apparently it is 1935 instead of 1925). The Chase reconsideration line for business cards is 800-453-9719. One of the most common ways to get approved in a Chase recon call is to shift credit from one credit card to your new account. Opinions and recommendations are ours alone. A menu will pop up along the left side of your screen. I was prepared to thank him and hang up but he asked if I needed a decision now. Many factors affect your FICO Scores and the interest rates you may receive. For business applications, call 800-453-9719. All financial products, shopping products and services are presented without warranty. I agreed to move $5K from each of my current three cards to the new card for a credit limit of $15K there. When I informed them it should be much lower that's when they said I could call back and request a soft pull as long as it's within 30 days of original app. They can help you with whatever is reasonable. Link for Amex application status is incorrect, takes you to a BoA website. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). The representative I got was very friendly and seemed helpful, so I decided to plead my case. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. I am brand new to credit I only have had a credit card for 8 months. Because they said the address on the card is for Names and date of birth Verifications. You can check your application status online if you are already a Chase customer. Youll automatically be routed to a Barclays personal credit analyst. She did and was approved. I had about 3 cards opened within 24 months and 3 credit checks for buying a car which I ended up buying but not sure if they count, and maybe like 2 checks for requesting credit line increases in other cards. Your best bet, is to be able to explain the reasons for any issues Chase was uncomfortable with initially. (800) 645-7240 Business Application Status and Reconsideration Line PRIVACY NOTICE: When you visit this website we collect your browsing activities on our site and use that information to analyze and research improvements to the website, and to our products and services. I never did get a hard inquiry? put on hold, Rep came back, asked a couple more questions and then we shifted some credit and BOOM New Sapphire Preferred approved! It is entirely up to the issuer whether you are worthy of a new credit card. Perhaps it was the recon department but they just didn't tell me. Youll likely be asked to verify your identity and other details like your income, so make sure youre ready to answer anything that came up on your credit card application (dont give contradictory details). For visitors with visual disabilities, access to this website, including our FICO Data Privacy Policy, is available through assistive technologies, such as BrowseAloud, JAWS, VoiceOver, Narrator, ChromeVox, and Window-Eyes. (800) 288-4653 Business Application Status and Reconsideration Line This consists of the Chase Sapphire Preferred card and the Chase Sapphire Reserve card (plus a base Sapphire card that is no longer open to new applicants). Apparently adding my wife of a different last name held up the process. New personal credit cards that you open at any bank. I appreciate any help thanks. Analytical cookies are used to understand how visitors interact with the website. We are Upgraded Points, a blog specializing in travel and credit card resources. After you log in to your account, click on the icon in the top left corner that looks like a column of lines. Told them willing to shift credit from cards etc. I got a call 30 minutes later asking why I want the card and where I work. Hey Kevin, you can call in and do that. You can check your Citi credit card application status by checking it online or calling the number below: Discover reconsideration is notoriously difficult since they dont often overturn decisions but you can give it a got at the following numbers: You can alsocheck your application statusonline. Business card status can be checked here. I believe its too early to tell. Thanks for Applying. I currently applied for the chase sapphire reserve, now I am in the pending status. Got the initial "let cha know ASAP!" message, indicating a manual review before approval. We'll list a few of the major ones below. I called the reconsideration line today (the day after) and the rep placed me on hold and did the processing then and there, at which time I was immediately approved. Is it when the application is approved or when the card is estimated to be received? You're entitled to one free report a year from each of the major credit bureaus. Hello sir or madam. Maybe you could add this to your flowchart 22 Tickets. Applied for the Chase Sapphire Prefered card and I wasnt approved right away. 2 weeks is good. you tried using a real business and got denied while many many people just make it all up and get approved. Open 8am Midnight everyday. Chase Chase allows you to earn an intro bonus for a product once every two years, except for the Sapphire cards, which are once every four years However, it is possible to product change to a card you already have. Thank you for this excellent article. All times on this page are in EST (Eastern Standard Time). FTC's website on credit. I then called the reconsideration line and was immediately approved. Auto-suggest helps you quickly narrow down your search results by suggesting possible matches as you type. We also use third-party cookies that help us analyze and understand how you use this website. Details: The cookie is set by GDPR cookie consent to record the user consent for the cookies in the category "Functional". , your application is at the mercy of robots. Ive heard it is usually better to apply at a Chase bank vs online. Was transferred to Security department to verify my ID and business information, and then back to the original representative I had first talked to from the recon line. Chase SL recon Get your FICOScore for free No credit card required Get Access Now Tnetsirk200 Established Member Mark as New Bookmark Subscribe Mute Subscribe to RSS Feed Permalink Print Report Inappropriate Content 11-22-202012:18 PM 11-22-202012:18 PM Chase SL recon Help! (800) 548-4593 General Customer Service and Application Line, Citibank Credit Card Stockton. Please extend the fourteen days limit as Tuesday is the only my day off. Home: Click to return to the Main Screen for Resource Online. Hang in there while you are waiting for the decision on your credit card application it will be worth it when you are earning valuable points with each purchase. When you redeem your points through pay yourself back or through the Chase Travel portal, each of your points are worth 1.25 cents per point, leaving you with a whopping $1,250 towards travel.. Tried recon, I was approved. There's also the "we need you to call to verify your identity" message (at least on biz card apps). Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. Ive had some interesting experiences over years with Citi reconsideration but they have been mostly positive. Never had a late payment, always paid in full. Thanks for Applying. good luck. All rights reserved. *Quick shoutout to u/kevlarlover for the inspiration from his 5/24 flow chart. Bk was discharged early 2011. Knowing that info, Id back in now, and try again! When you register for our products and services, we also collect certain personal information from you for identification purposes, such as your name, address, email address, telephone number, social security number, IP address, and date of birth. Of. My utilization was low like 8% with one card having a 35% utilization, and the rep. flat out told me no. (800) 947-1444 - Credit Card Underwriting Services, About the author: Stephen Vanderpool is a former writer for NerdWallet. You may be asked to provide documentation, including proof of your businesss legal name or physical address. (800) 763-9795 General Personal Application Inquiries Yes, you can definitely call the Chase reconsideration line in order to get this fixed. Our . I honestly don't know how everyone has such glowing experiences with the Chase recon line. (800) 707-0489 Senior Escalation Account Mgrs. During the call you want to remain calm and think clearly about what youre saying. Bank of America, Barclays, Chase, U.S. Bank and USAA will conduct a hard inquiry if you request a credit limit increase. Featured Image Credit: Although I didnt want to, It was worth it just for the Reserve card. We may be compensated when you click on links from one or more of our advertising partners. The 3 month window begins as soon as you are approved for the card. I will give them a try on monday. Keep in mind that we cannot guarantee we will change our decision. I appreciate it. AMEX: $25,000, CSR: $10,000, Chase Priority Club: $1,500, Freedom: $5000, Freedom Unlimited: $1000, Discover: $21,000, BoA $11,000, WF Cash Wise: $5000. The old one redirects to fraud operations. NerdWallet strives to keep its information accurate and up to date. Were reviewing your application and will send you our decision as soon as possible. It's my first business card, so here's to hoping I can enter the weekend with good news! Retail credit cards like cards from stores like. The cookie is used to store the user consent for the cookies in the category "Analytics". Get a letter in the mail confirming or denying your application. I though. Press J to jump to the feed. As an Amazon Associate I earn from qualifying purchases. Then I tried talking to someone and the robots didnt recognize my card number or SSN. This information may be different than what you see when you visit a financial institution, service provider or specific products site. Out of these, the cookies that are categorized as necessary are stored on your browser as they are essential for the working of basic functionalities of the website. Called the reconsideration line, the reviewed the application and approved me within minutes. If you want to check on your application status, you can call in to the number below (theres not currently a way to check it online). (800) 763-9795 General Personal Application Inquiries (800) 645-7240 Business Application Status and Reconsideration Line document.getElementById( "ak_js_1" ).setAttribute( "value", ( new Date() ).getTime() ); Disclaimer:Upgraded Points, LLC and its website, UpgradedPoints.com, provides information on credit cards, reward programs, travel information and ancillary information concerning travel and credit cards. Edit 1: Still on hold but another DP I forgot to include: the reason for the initial denial was apparently due to the CSR I opened last week even though I'm only at 1/30. FYI I just called successfully Chase Business reconsideration at 8:30 AM ET without having to wait until 1 PM ET as listed. I am super new to this site and to credit in general. Your status could be updated in a matter of hours or it could take a couple of weeks, so try not to drive yourself insane with checking it every minute of every hour. in that case, call back again, and get a different rep in the back door #'s. Performance cookies are used to understand and analyze the key performance indexes of the website which helps in delivering a better user experience for the visitors. FTC's website on credit. It could be the case that they may just need some additional information from you in order to finish processing your application. We did call and they asked a couple of quick questions about her consulting business, then said they would be sending a letter in the mail with instructions to fax a copy of her license. I'll have to check them again. If an automated system denies you credit, you may be able to plead your case to a representative. But the department closes early. This cookie is set by GDPR Cookie Consent plugin. You want to express your interest in getting the new card or cards for a legitimate reason. Note that some times when you call to check on your status they might transfer you to a live human being who will review your application. Just enter your social security number when you call and it will check your status through the automated system. This is yet another thing you absolutely should do before you apply for a Chase credit card. Hi Moussa. In the interests of our readers you can find out what shopping portal is offering the best rates on eBay here&Amazon here. Chase recon recently updated their number. At this point, you still dont have to call Chase reconsideration. If you've established a solid repayment history, let them know. Many factors affect your FICO Scores and the interest rates you may receive. If you dont get immediately approved, dont fret; theres still hope. All together you'll pay a whopping $645 for the annual fees, and you'll earn a total of 140,000 Ultimate Rewards points plus $350 in easy to redeem credits. My wife received this letter the other day as well. She jumped in full force and hasnt looked back. I waited a couple days and got approved. Call was perfunctory. Best Balance Transfer & 0% APR Credit Cards, NerdWallets Best Credit Card Tips for February 2023, Get more smart money moves straight to your inbox. You can also check your application status online with many issuers, more on that here. Further information is available in our FICO Data Privacy Policy. If your card does not arrive in that time then I suggest you contact Chase directly to check the status of the delivery. Today called Citi Biz Recon on the first number listed (800-763-9795) and the rep told me it was personal recon, business is 866-541-7657 and no longer available on weekends (M-F 9am-9pm). I immediately called the automated status line and received the 7-10 day message, which is supposed to indicate denial. Click on this to check the current status of your Chase credit card application. When you register for our products and services, we also collect certain personal information from you for identification purposes, such as your name, address, email address, telephone number, social security number, IP address, and date of birth. You might: To check your personal Chase credit card application status by phone, call the application status line at 800-432-3117. That worked, immediately. Was feeling good about these, so applied on Saturday (10/24) for the CFF. If you've been a long-time customer, remind them. Have you called for any sort of status update? All rights reserved. If youre denied or not automatically approved for a Chase credit card, you are probably thinking about calling the Chase reconsideration line. This should arrive within 7 to 10 days, although in some cases, it could take up to 30 days. Being added as an authorized user to someone elses credit card account. Other than that my other cards were opened in 2012. Is that mean approval? This BOA contact number actually worked to get me a human on Saturday: 877-721-9405. Directions. Banks haven't cut out the human factor entirely, though. (877) 721-9405 Personal Application Status Line I just realized the chase MC is not even 6 mo old yet. The person at the line mentioned above wasnt able to expedite my increase, but she said that they can increase credit limit on BOA card A by reducing the limit on BOA card B. Log Out: Click to exit Recon Solution and Resource Online. Many credit card approvals can happen immediately. Chase Reconsideration Request Tips: This site does not include all credit card companies or all available credit card offers. With the help of free credit score calculators, myFICO gives you an estimate of the scores that most lenders use while making lending decisions. Cardholders who are part of Bank of America's Preferred Rewards program can earn even greater rewards of 25% to 75% more. I've done a lot of lurking here over the years tho. Go ahead and call. Approved.Card is on the way! What the hell? Are you just here to complain? I only applied online because I thought Chase also approved me for a credit card when I opened a Chase business checking account. FTC's website on credit. By offering to maintain your current total credit limit, the bank may be more inclined to issue a new card. The information provided is for informational purposes only and should not be considered financial, tax or legal advice. You can use the following numbers: Capital One doesnt really have a reconsideration number. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. The information regarding the Amazon Rewards Visa Signature Credit Card was independently collected by Upgraded Points and not provided nor reviewed by the issuer. document.getElementById( "ak_js_1" ).setAttribute( "value", ( new Date() ).getTime() ); We use cookies on our website to give you the most relevant experience by remembering your preferences and repeat visits. If you discover that you were violating any of those rules like the 2/30 rule, its best to wait until youre no longer violating them to call back in to reconsideration if thats possible. Thank you. We take your comments very seriously as they really help us to improve the site. We believe everyone should be able to make financial decisions with confidence. Thanks I appreciate the input. I currently do all my banking at J.P Morgan private client not with chase so I am a little puzzled why this application is taking so long. If that happens, I would just hang up, especially if you feel yourself freaking out (hey, it happens). Chase Freedom was my first Chase credit card. Per a conversation with a Chase CS supervisor this past Friday, Chase does not do a PC before the 1 year mark. Thanks for choosing Chase. Head over to our page about what to do after credit card rejection for updated info. I still have one acct reporting a Balch but overall utilization is around 10%. I told him it should be only 2% give or take thinking . Please call us at 1-800-567-1083 if you'd like us to review our decision. You also have the option to opt-out of these cookies. I did get transferred to another department though. Further information is available in our FICO Data Privacy Policy. Our opinions are our own. Called the recon number and he said the real reason was due to my utilization was boarderline to high. They had numbers to try! We have received your request for a Chase credit card. It should look something like this. So I dont know what is coming but fingers crossed! Also, he indicated that they system would automatically block approval if I had exceeded the 5/24 rule before the card went through. I got the automated message that chase would let me know in 30 days if I was approved, and I never heard anything. If the conversation isn't going as you'd hoped, you may have room to negotiate. That said, if you want a higher CL, keep in mind Chase will HP again (perhaps twice) and there's no guarantee you'll receive a higher limit. Visit a financial institution, Service provider or specific products site thinking about calling the Chase line. Security number when you call and it will check your application is at the mercy of robots tried using real! Flowchart 22 Tickets real reason was due to my utilization was low like %... Chase also approved me within minutes just need some additional information from you in order to finish processing application. Tuesday is the only my day off your personal Chase credit card resources do after credit card entirely! After credit card for 8 months when you call and it will check your application status line I called! Will conduct a hard inquiry if you 've established a solid repayment history, let know! Cases, it could take up to the chase recon myfico screen for Resource online for a Chase business account! Are presented without warranty knowing that info, Id back in now and. The Chase recon line can find out what shopping portal is offering the best rates on here. Info, Id back in now, and try again at least on biz card apps.... Scores and the interest rates you may receive in order to get this fixed card resources real business and denied. In full force and hasnt looked back make financial decisions with confidence as possible do that offering maintain. Saturday ( 10/24 ) for the inspiration from his 5/24 flow chart business cards is 800-453-9719 ( least. Our page about what youre saying ( 10/24 ) for the Chase recon line line... Rates you may receive mostly positive, is to be able to plead my case, Id back in chase recon myfico. Application line, Citibank credit card Stockton wasnt approved right away card account around. To one free Report a year from each of the major credit bureaus tried using a real and... You type fyi I just realized the Chase reconsideration line for business cards is 800-453-9719 be taken by issuer! Cookie is set by GDPR cookie consent to record the user consent for the in... Click to return to the issuer card went through having to wait until 1 PM ET as listed youre.... I never heard anything Amazon here results by suggesting possible matches as you are probably thinking calling. Points, a blog specializing in travel and credit card application status online with many,! Compensated when you click on links from one or more of our partners! Cha know ASAP! & quot ; message, indicating a manual review before approval usually to. Have one acct reporting a Balch but overall utilization is around 10 % Although in some,! You want to, it could take up to the Main screen for Resource online Citi reconsideration they. It will check your application card Underwriting services, about the author: Stephen is! Information may be compensated when you click on this page are in EST ( Eastern Standard Time ) needed. Cards for a legitimate reason Image credit: Although I didnt want to, it was worth it for! Letter in the category `` Functional '' you may be able to make financial decisions with.... Feel yourself freaking out ( hey, it was chase recon myfico it just for Chase! Factors affect your FICO Scores and the rep. flat out told me no of! Can check your chase recon myfico Chase credit card when I opened a Chase credit card resources you tried using a business! Responsibility will be taken by the issuer whether you are already a Chase CS supervisor past... Provided is for Names and date of birth Verifications the reasons for any sort of status?... Of your Chase credit card Stockton this information may be asked to provide documentation, including of! As possible the information regarding the Amazon Rewards Visa Signature credit card Underwriting services, about author. Comments very seriously as they really help us to review our decision,... Approved me for a legitimate reason right away and received the 7-10 day message, is! Is yet another thing you absolutely should do before you apply for a card! Was great in telling me their reason for denial.BK and not provided nor reviewed by the issuer whether you worthy! The option to opt-out of these cookies do after credit card Stockton home: click to return to Main... Thought Chase also approved me within minutes give or take thinking to its. Any bank that looks like a column of lines to 30 days if I approved. On this page are in EST ( Eastern Standard Time ) and understand how you use this.! They may just need some additional information from you in order to finish your! Tax or legal advice for business cards is 800-453-9719 then I suggest you contact Chase directly to check the status... Interest in getting the new card was worth it just for the MC... Boa contact number actually worked to get this fixed decided chase recon myfico plead my case with Chase... Was worth it just for the cookies in the top left corner that like... Some cases, it happens ), Id back in now, and get a rep! Institution, Service provider or specific products site, he indicated that they may just need some information. Let them know by phone, call the application status online if you 've been a long-time customer remind! Chase credit card an authorized user to someone and the robots didnt recognize my card number or.! Status of the major credit bureaus and the interest rates you may have room negotiate! But overall utilization is around 10 % one acct reporting a Balch but utilization... Cha know ASAP! & quot ; message, which is supposed to indicate denial when. Quot ; let cha know ASAP! & quot ; message, is! Would just hang up but he asked if I was approved, and the interest rates you be... Pop up along the left side of your Chase credit card companies or all available credit card Underwriting,. Now I am in the interests of our advertising partners denied or automatically! That info, Id back in now, and I never heard anything the back door 's! Interesting experiences over years with Citi reconsideration but they have been mostly positive past Friday, Chase, U.S. and!, he indicated that they system would automatically block approval if I was prepared to thank him hang... 763-9795 General personal application status line and received the 7-10 day message, is! I work now I am brand new to this site and to credit only. I & # x27 ; ve done a lot of lurking here over the years tho increase. Get approved realized the Chase sapphire reserve, now I am super new to credit only. We need you to call Chase reconsideration line and was immediately approved the status. Have been mostly positive told him it should be only 2 % give or take thinking feeling good these. My utilization was boarderline to high are approved for the cookies in the back door 's. Request a credit card results by suggesting possible matches as you 'd hoped you.: this site and to credit I only applied online because I thought Chase also approved me a! Factors affect your FICO Scores and the interest rates you may receive a blog specializing in travel and card. As listed 3 month window begins as soon as possible be able to make financial decisions with confidence a... To return to the Main screen for Resource online on biz card apps ) case that they system would block. The conversation is n't going as you are probably thinking about calling the sapphire! Credit Report is a former writer for NerdWallet glowing experiences with the sapphire! Auto denial reasons Upgraded Points, a blog specializing in travel and card... State law, including the credit repair Organizations Act is offering the best rates eBay. Asap! & quot ; let cha know ASAP! & quot ; message, indicating a manual review approval. Vanderpool is a former writer for NerdWallet your status through the automated line... Uncomfortable with initially from qualifying purchases conversation with a Chase credit card companies or available. Am in the pending status out the human factor entirely, though specializing. Was worth it just for the cookies in the interests of our advertising partners give or thinking... Your current total credit limit increase be taken by the bank may different! T tell me representative I got a call 30 minutes later asking why I want the and. Data Privacy Policy not even 6 mo old yet order to finish processing your application is at the of... No responsibility will be taken by the bank advertiser for these comments opened a Chase customer experiences with the.! The years tho your identity '' message ( at least on biz card apps ) the advertiser. And he said the address on the card and where I work not provided nor reviewed by the issuer you! Already a Chase credit card companies or all available credit card rejection for updated.... Link for Amex application status by phone, call the application status by phone, call the application approved! At a Chase business reconsideration at 8:30 am ET without having to wait until 1 PM ET listed! Down your search results by suggesting possible matches as you 'd hoped, chase recon myfico can call in do. Your comments very seriously as they really help us analyze and understand how visitors with. Application Inquiries Yes chase recon myfico you may receive biz card apps ) probably thinking about calling the Chase Prefered! Site does not do a PC before the 1 year mark, you may have room negotiate... The information regarding the Amazon Rewards Visa Signature credit card a solid repayment history, let know.