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Number 8860726. . beazley co. beazley. Beazley, Samuel. Before that, he spent 18 years in technology and operations on the broker side of the London Market at Miller Insurance Services, specializing in the coverholder space and architecting London's first real-time bordereau data exchange in 2007. The FTSE 100 company has become a leading provider of insurance against cyber attacks, an high growth area for the Lloyd's insurance market. Company status Active Company type Private limited Company Incorporated on . Are you a glass half full or half empty person? Read our, {{#verifyErrors}} {{message}} {{/verifyErrors}} {{^verifyErrors}} {{message}} {{/verifyErrors}}. Lodestone Security, a Beazley subsidiary and leader in cyber defense and incident response in the U.S., is expanding its global reach by opening an office in London. Beazley London, GB Get directions Beazley Group Farmington, CT 06032, US Get directions Northwood Park . March 2021: Beazley launches D&O coverage for SPACs It is listed on the London Stock Exchange and is a constituent of the FTSE 100 Index. The move underlines the business commitment to international expansion, building on its success in the U.S. August 2022: Beazley strengthens North American commercial property team The insurance . This momentum has created an amazing opportunity for Lloyds to accelerate the implementation of digital enhancements and technology, including creating a virtual room that will enable brokers and underwriters to connect and collaborate online, alongside the physical trading environment, Together with a virtual Room, the ability to physically represent the customers interests and explain their needs is becoming more important. The Stealth Disappearance of Social Engineering and Fraudulent Instruction Coverage, Floridas Reform Bill Means New Deadlines for Insurers, Insureds, Starting This Week. Find the AstraZeneca London address. Insurer Beazley is to move its head office back to London just seven years after relocating it to Dublin, taking advantage of tax changes that have removed disparities between the UK and Ireland . Prior to this, he served as group COO since July 2011, where he was responsible for IT, outsourcing, procurement, office space, facilities, project management, as well as underwriting and claims operations. March 2021: Beazley appoints new CEO Cox was appointed CEO in March 2021. Box 328 Adam Harrison joins the group as managing director of Lodestone Security UK. Beazley manages six Lloyd's syndicates. With an emphasis on integrity and mutual respect, your Beazley team will relentlessly push the needle to create value for your organisation. Beazley has reopened its City office on Tower Street but . So thats our story, in a nutshell. Stay on top of all the latest news impacting the insurance marketplace and understand the innovations, trends and insights on the changing risk landscape. It. July 2022: Beazley reveals H1 2022 results Beazley corporate office is located in 60 Great Tower St. Plantation Pl. Our Beazley Wellbeing network leaders attended the #TopEmployerAwards last night as we were shortlisted for 'Best for Mental Health'. ' Where there's a will, there's a way': G. Beazley, London, to Mrs Beazley, Hants, 1837. Each email has a link to unsubscribe. This is based on anonymous employee reviews submitted on Glassdoor. All the good things in life come with a little risk. Beazley is a market leader in many of its chosen lines, which include professional indemnity, directors and officers, crime, healthcare, property, environmental liability, cyber liability, marine, reinsurance, accident and life, and political risks and contingency business.[5]. Lloyds and Corporation of Lloyds are registered trademarks of the Society of Lloyds, Lloyds is authorised under the Financial Services and Markets Act 2000, Regulatory tools (Crystal, Risk Locator & Stamp Decision Tool), Open Market Quality Assurance Tool (QA Tool), Binding Authority Quality Assurance Tool (QA Tool), Third Party Oversight (Delegated Authority), An all-risks approach with some exclusions: cyber, fraud/intentional criminal acts, corporate strategic decisions, systemic and macro-economic declines, A straight-forward, pre-agreed basis for calculating BI that avoids the expense of adjusters, On-demand reputational intelligence harnessing AI to analyze open-source data and provide real-time, accessible visualizations, Access to leading crisis response consultants, providing rapid support in a crisis, Indemnity for expenses incurred to rehabilitate the business and get the insured back on track, Leading with services is helpful, because it minimises risks on the horizon and suppresses losses when crises occur, When offered a choice between speed or payment quantum, companies will generally choose speed of payment. It is listed on the London Stock Exchange and is a constituent of the FTSE 100 Index. Northern & Shell Building 10 Lower Thames St EC3R 6EN +44 (0) 203 141 8400. info@chaucer.com. 100 King Street West . Shop Online. Engineering and construction products include: Political, trade credit, terrorism and contingency risks coverage include: International Financial Lines products include: In addition, Beazley has a dedicated property underwriter focusing on property facultative risks. Fax: +1 (860) 679 0247, 310 - 1130 Sherbrooke Street West, Canada. This is the Beazley Group company profile. All content is posted anonymously by employees working at Beazley Group. P.O. Paul Bantick, global head of the Cyber & Tech, said: Lodestone was created in 2017 to help small and mid-sized organisations improve their cyber security. Contact Company Address; Registered Office: Beazley plc: 22 Bishopsgate, London EC2N 4BQ: Auditors: EY: 25 Churchill Place, Canary Wharf, London E14 5EY: Financial advisors: Lexicon Partners Ltd: No. 0 Comments. Press office Contact information Venue Hire. Telephone: +44 (0)20 7667 0623 beazley . You can change your cookie settings at any time. This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply. We're pleased we were able to . Canada Back in 1986 when we began, the US liability insurance market was in crisis. The exhibition. due by 17 September 2023, 64205 - Activities of financial services holding companies, Companies House does not verify the accuracy of the information filed, 04 Sep 2015 - Insurance is about risk, but its also about people. [2] Andrew Beazley served as chief executive until September 2008 when he was succeeded by Andrew Horton. Saturday and Sunday: We're available between 08:00-20:00. This is an overview of the AstraZeneca London campus or office location. You've rejected analytics cookies. Gross written premiums rose 12% in the period and the shares rose 6% or 26p to 457p. Beazley. British Columbia Box 328. My responsibilities included creating concept boards, finishes schedules, sample boards, bespoke furniture designs and sourcing FF&E. I directed CGI work for both a 5 storey Georgian townhouse . Informa PLC's registered office is 5 Howick Place, London SW1P 1WG. Founded. Our product has been designed for B2C companies and works with crisis consultancy services to mitigate the risk. August 2021: Beazley names head of US cyber and tech Fax: +1 (860) 679 0247, 906-1021 West Hastings Street George Beattie, Head of Incubation . In 2008, he became head of UCO for the UK and non-US offices. Everyone was very nice. In total, he has more than 15 years of experience in the insurance industry. Copyright 20082023, Glassdoor, Inc. "Glassdoor" and logo are registered trademarks of Glassdoor, Inc. KEY NOT FOUND: company-updates.categories.company-news, Beazley scoops Claims Service Quality Marque for seventh consecutive year, Our latest cyber snapshot: cybersecurity will see a subtle but important evolution in 2023, 45% Women representation among Senior Leadership (Director and above) by Dec 2023 in KEY NOT FOUND: diversityAndInclusion.location.global Workforce, 25% Black, African, Caribbean, or Black British representation among Full Time Employees by Dec 2023 in KEY NOT FOUND: diversityAndInclusion.location.global Workforce, Beazley plc is the parent company of specialist insurance businesses with operations in Europe, the US, Asia, Latin America, and the Middle East. Sign up for exclusive newsletters, comment on stories, enter competitions and attend events. Houston +1 713 821 1783. houston@chaucer.com. You can now submit entries for Elite Women 2023, Beazley warns of greater cyber complexity report, Beazley launches hybrid event cancellation coverage, The right and wrong way to handle mass layoffs. And by striving to do the right thing rather than the easy thing, were shaping a brighter future for our people, our partners and the planet. 138 Market Street, #03-04 Capita Green Singapore 048946 Tel: +65 6576 6288 Fax: +65 6636 1216. singapore.office [at] beazley.com London, United Kingdom. Insurability: limits, risks and the cyber market. Current disputes, including in the United States and War Exclusion Clause. Fax: +1 (860) 679 0247beazley.complaints [at] beazley.com, Should you remain dissatisfied with the response you receive from us, you may if you wish, refer your complaint to: General Insurance OmbudService (GIO)www.giocanada.org. Twitter; LinkedIn; Instagram; Facebook; 12 Feb 2016. June 2022: Beazley joins Marsh ESG Risk Rating line-up Registered number: 2122174. The full press release is available here. London, England Great Britain . This approach may be the answer, Equal treatment, genuine social responsibility efforts are key, Analyst advises "prudent" pause in stock buybacks, Appointee is a 25-year veteran of the insurance giant, "The job you have today is probably going to change", Deal doubles its commercial insurance presence in the region, Copyright 2023 KM Business Information US, Inc, Beazley delivers financial results turnaround, Beazley names head of new specialty risks team, Beazley names global head of cyber services, Beazley establishes first Lloyd's ESG syndicate, Beazley launches digital trading division, Beazley flips a loss into major profit in full-year results, Beazley adds senior leaders to cyber team, Beazley updates underwriting team structure, Beazley names head of cyber services international, Beazley launches cyber incident response platform, Beazley taps new head of North America commercial property, Beazley shakes up international management liability team, Beazley launches D&O product for crypto space, Beazley joins Marsh ESG Risk Rating line-up, Beazley strengthens North American commercial property team, Beazley launches new online portal for Weather Guard product, Beazley enjoys underwriting performance growth but profits down, Cyber insurance back from brink after onslaught, Nominations for Elite Women 2023 showcase ends tomorrow. Enter your password to log in. I would recommend interviewing with this company. Things weren't looking good. 30 Batterson Park Road Farmington, Connecticut, 06032, USA Tel: +1 (860) 677 3700 Fax: +1 (860) 679 0247 usainfo [at] beazley.com In fact, Fantozzi got his start at Beazley as the IT programme manager, and later moved to the marine side in 2006 as operations manager. Manchester. Our market leading team provides hull and liability cover for commercial and private operators; onshore/offshore operators; and business jets and medium to high value turbo prop aircraft. Since Beazley began business in 1986 in a small office in Fenchurch Street in the city of London, we've grown steadily in many ways. Beazley plc's global business is transacted through six divisions: Property, Marine, Reinsurance, Specialty Lines, Cyber and Executive Risk and Political . Send. . Freedom to thrive, powered by bold solutions. To get a job at Beazley Group, browse currently open positions and apply for a job near you. Find and access the services you need to do your job. Insurance companies historically have traditional office environments, but Beazley wanted to differentiate themselves with a transformational workspace, which is pioneering in their . Overall, 80% of employees would recommend working at Beazley Group to a friend. Montreal, Quebec H3A 2M8 Welcome to Lloyds the worlds insurance marketplace. Headquarters address: 22 Bishopsgate, London EC2N 4BQ, United Kingdom Beazley's cyber growth slowed by new war wording Beazley manages six Lloyd's syndicates and, in 2017, underwrote gross premiums of $2,343.8 million. Adams appointment signifies an important step in Lodestones journey, as they work to put cyber resilience at the top of the agenda for businesses of all sizes in Europe.. We are thrilled to welcome Adam to the Lodestone family. Established in 2017 by Beazley, Lodestone was created in response to the increasing need for cyber security services for small and mid-sized firms. Address; United Kingdom: London: Plantation Place South 60 Great Tower Street. Monday to Friday: We're available between 09:00-18:00. coming in behind Beazley 2623 and Brit 2987. cm Reference IDs. Monday to Friday: We're available 24 hours a day. Sadly we didn't come away Chelsey Sprong LinkedIn: #topemployerawards #lifeatbeazley #beazleywellbeing #mentalhealth You can change your cookie settings at any time. due by FRANKFURT (Reuters) -British insurer Beazley Plc said on Thursday that net profit fell 48% in 2022, hurt by investment losses but buoyed by strength in its cyber insurance business. Financial strength: A (Excellent) AM Best; A+ (Strong) Standard & Poors. Met Office warns Britain could grind to a halt as snow and wind to cause chaos in days . Beazleys product is different because it offers: Reputational risk is a challenging area, which highlights some key learning points around the importance of product simplicity and aiding customers comprehension: You can find out more about Beazleys reputational risk product by visiting our website and by listening to our podcast. . Cabinet Office, +4 more Tom . July 2022: Beazley chair to step down This office is the major AstraZeneca London, United Kingdom area location. But he said that not having access to face-to-face meetings at Lloyds had caused some headaches. MENA HQ Office 3802 JBC 5 Building Cluster W Jumeirah Lakes Towers Dubai . Tel: +44 (0)20 7667 0623 Fax:+44 (0)20 7082 5198. beazley.complaints [at] beazley.com Should you remain dissatisfied with the response you receive from us, you may if you wish, refer your complaint to: Head office and office for German speakers: Ombudsman of Private Insurance In Gassen 14 Postfach 181 8024 Zurich . Head Office. Get involved in exciting, inspiring conversations. February 2022: Beazley flips a loss into major profit in full-year results Welcome to Lloyds the worlds insurance marketplace. Chicago +1 312 474 5745. info@chaucer.com. Things weren't looking good. Beazley | 40,892 followers on LinkedIn. Stay on top of all the latest news impacting the insurance marketplace and understand the innovations, trends and insights on the changing risk landscape. CEO. Telephone: +1 (416) 601 2155. Beazleys founders Andrew Beazley and Nick Furlonge set out to start a different insurance company that had a strong culture of teamwork and was able to slice through the complexities present in insurance by bringing straight answers and progressive thinking to the industry and its clients. To see all openings sorted by location select "Any". Our culture values questioning the status quo to explore bold possibilities. Does there seem to be diversity at Beazley Group? Ensure that the company keeps growing but be mindful that this requires planned steps and balance. With firms considering downsizing their office space in the City, the more vital Lloyds will be as a space to meet, convene, and transfer risk.. At the heart of our work to build more successful, inclusive culture is our inclusion & diversity steering committee which works closely with the executive and talent management as well as wider business to measure and monitor our progress towards t. Workforce diversity goals are aspirational in nature, and are not legally or contractually binding. Mix Interiors Mixology Awards Beazley London Headquarters London, U.K. All answers shown come directly from Beazley Group Reviews and are not edited or altered. By clicking Sign up you confirm that your data has been entered correctly and you have read and agree to our Terms of use, Cookie policy and Privacy notice. Beazleys values are based on professionalism, integrity, and being effective as well as dynamic, and this is how to company aims to treat both its customers and employees. The Beazley solution is unique because in addition to providing 'all-risks' reputational coverage with indemnity for crisis consultants and business interruption, we combine that with giving a Policyholder access to cutting-edge data analysis technology that uses AI to assess open source reputational data. New powers to tackle small boats set to be announced next week, Elizabeth Hurley remembers cricketer Shane Warne on anniversary of his death, AI tools like ChatGPT could play role in government science minister, London buses: Annual journeys drop by 800 million since 2016, 300 new Ulez cameras rolled out but none in rebel boroughs, RAF jets scrambled after sonic boom over Leicestershire. These include cyber and executive risk; marine; political, accident and contingency; property; reinsurance; and specialty lines. London, U.K. Hotel Designs The Brit List Awards 2022 Living Design The Eco Award. A Lloyds spokeswoman said: Throughout lockdown, the Lloyds market has continued to trade efficiently using digital platforms now embedded across our marketplace. HQ. Remote work flexibility and decent benefits package. Employees rate Beazley Group 3.9 out of 5 stars based on 274 anonymous reviews on Glassdoor. What's next for cyber insurance as competition swells? We'd also like to use analytics cookies so we can understand how you use our services and to make improvements. Beazley tumbled to the bottom of the FTSE 100 this morning as the Lloyds of London insurer reported that profits last year had nearly halved as its investment losses mounted. In 2008, he became head of UCO for the UK and non-US offices. May 2022: Beazley reveals Q1 2022 trading update But at Beazley we see every risk as an opportunity to do things differently. Beazley pointed to cyber crime protection and the space industry as areas of growth and innovation in the Lloyd's of London insurance market as its 2022 profits took a hit from investment losses.. Tel: +1 (416) 601 2155 You've accepted analytics cookies. July 2021: Beazley taps new COO You can opt-out at any time by signing in to your account to manage your preferences. We should know. I have Joining a fantastic company in Beazley, renown for its expertise in providing innovative insurance solutions, to grow its international presence to deliver specialist products and services to our brokers and customers. See All from $3.50; Books by Paul Cooper. But at Beazley we see every risk as an opportunity to do things differently. See All 1,276 interviews. [3] Horton was succeeded by Adrian Cox in April 2021. Customer Service. Beazley Global Presence. Neil Andrew Interior Designer of the Year. Beazley plc is incorporated in the UK. Lodestone Security, a Beazley subsidiary and leader in cyber defense and incident response in the U.S., is expanding its global reach by opening an office in London. Back in 1986 when we began, the US liability insurance market was in crisis. The historic market closed in March and will reopen in September, You must be at least 18 years old to create an account, Must be at least 6 characters, include an upper and lower case character and a number, I would like to be emailed about offers, events and updates from Evening Standard. Senior Policy Advisor at Cabinet Office London. . Back Row L to R Laurence Halsted, Richard Kruse, Louise. I interviewed at Beazley Group (United States). 0 . Since Beazley began business in 1986 in a small office in Fenchurch Street in the city of London, we've grown steadily in many ways. buy advance . Corporate. All the good things in life come with a little risk. Revenue: $2 to $5 billion (USD) Beazley plc is the parent company of specialist insurance businesses with operations in Europe, the US, Asia, Latin America, and the Middle East. Questions asked based off CV to see if I had the skills necessary for the role. Mar 2009 - Present14 years. June 2021: Beazley expands telehealth offering What can organizations do to mitigate the challenge? Advanced. They work to provide resistance, disrupt intrusion and obstruct bad actors, by putting cyber security at the center of everything they do. Singapore 048946. Beazley | 40,708 followers on LinkedIn. At Beazley we firmly believe that having an inclusive and diverse workplace will support us in our ambitions to outperform the markets in our chosen areas of business. Culture Office Locations: Location: Description Keywords: If you would like to receive job alerts for Beazley roles please register interest through the link below: To fill out a general application form . I am based at Beazley's London office but spend most of my time travelling to clients and brokers around the world. Tel: +1 (514) 350 4848 A diverse bunch, all looking for that rare thing in insurance: an adventure. Lloyds and Corporation of Lloyds are registered trademarks of the Society of Lloyds, Lloyds is authorised under the Financial Services and Markets Act 2000, Regulatory tools (Crystal, Risk Locator & Stamp Decision Tool), Open Market Quality Assurance Tool (QA Tool), Binding Authority Quality Assurance Tool (QA Tool), Third Party Oversight (Delegated Authority), Machinery breakdown (MB) and loss of profits following (MLOP), Contractors all risks (CAR) & Erection all risks (EAR), Electronic equipment (EEI) and computer insurances, Advance loss of profits/delay in start up (ALOP/DSU), Political risks, political violence & stand alone terrorism, Contingency (event cancellation, conference & exhibitions, prize indemnity, weather). Lloyds will reopen with the ringing of its ceremonial Lutine Bell and with distancing measures such as clear screens on underwriting boxes to enable confidential and safe conversations, deep cleaning every 30 days and voluntary temperature checks. Candidates give an average difficulty score of 2.9 out of 5 (where 5 is the highest level of difficulty) for their job interview at Beazley Group. For several decades, Hiscox's London market specialty insurance business has been a leading light within EC3, . Coverage issues. We are a specialist insurer with more than three . 67% of employees think that Beazley Group has a positive business outlook. skip to main content. September 2021: Beazley taps new CUO . We began putting our heads together to tackle our clients biggest challenges. Should you remain dissatisfied with the response you receive from us, you may if you wish, refer your complaint to: General Insurance OmbudService (GIO) All Lloyd's Syndicates are rated, The most important thing is the culture and people at Beazley - it offers an amazing environment for you to work. . Our quiet and boundless curiosity have seen us embrace all manner of risks:Boldly going further, from the bottom of the ocean to the surface of the moon. Key people: Adrian Peter Cox (CEO), Ian Fantozzi (CEO Beazley Digital), Rob Anarfi (chief risk officer), Troy Dehmann (chief operating officer), Bob Quane (chief underwriting officer), Paul Bantick (head of global cyber & technology), Rachel Turk (head of strategy), Beth Diamond (group head of claims), Bethany Greenwood (group head of specialty risks), Sally Lake (group finance director), Lou Ann Layton (group head of broker relations & marketing), Richard Montminy (group head of property), Tim Turner (group head of marine), Pippa Vowles (head of culture & people) North America. Europe HQ 100 Leman Street London E1 8EU. Gross premiums at the Lloyd's of London insurer rose by 14 per cent to $5.27 billion, from $4.62 billion in 2021. 138 Market Street beazley co. beazley gp. See insights on Beazley including office locations, competitors, revenue, financials, executives, subsidiaries and more at Craft. First Canadian Place Interview lasted around 30/40 mins. Wikipedia. New York +1 212 786 6042. ny@chaucer.com. Join the best minds in the market - access the expertise, knowledge and insights to protect and develop your business. Our experience and market research have shown that employing individuals with wider perspectives and a broader skill base creates a more dynamic, innovative, responsive organisation. His extensive experience with network intrusions, data breaches and intellectual property theft make him perfectly placed to head up our new London office, he added. Experienced Senior with a demonstrated history of working in the accounting industry. BEAZLEY PLC - Free company information from Companies House including registered office address, filing history, accounts, annual return, officers, charges, business activity . Corporate advisors. Government puts 10bn state guarantees behind trade credit insurance, M&G ploughs on with 410m dividend despite regulator warning, Trio of Americans who tried to smuggle drugs through Heathrow jailed, What is the Willow Project? What's behind insurer's huge transformation. I can tell from the interview that the company invests into their employees. This rating has improved by 5% over the last 12 months. It is listed on the London Stock Exchange and is a constituent of the FTSE 100 Index. Header placeholder lorem ipsum dolor sit amet, consectetur adipiscing elit. Its escalators will be operational for normal use and lifts will be restricted to two passengers at a time. Registered in England and Wales. Contact us. The London market re/insurer said it expected the market to reach an equilibrium as other insurers update exclusionary language to meet new Lloyd's guidance . Today insurer Beazley, which has around 80 staff across 15 boxes at the market, said the success of its 1500 employees working from home across the world had triggered a rethink. Get Free Insurance Industry News Updates Delivered to Your Email! We define ourselves by what we empower our clients to accomplish. What to expect. Next accounts made up to 31 December 2022 January 2022: Beazley expands crisis response team Location: People at location: North America: 757: 1986. Our global headquarters are based in London, from where both our Lloyd's managing agency and the syndicates are run. Learn about their Insurance market share, competitors, and Beazley's email format. Does Beazley Group offer relocation assistance? Site 3 Lab/Office Building, MIT . John Bing, London, to Joseph Allington, Yoxall (Family letter, 1838, mentions Queen Victoria) So we took the plunge and started our business, with just a couple of second-hand desksand a handsome old hat stand. The product offerings for the hub are across all classes of engineering and construction insurance and reinsurance, as well as marine, aviation, contingency, terrorism, management liability, financial liability, professional liability, cyber, political risks and trade credit and reinsurance for property risk and catastrophe excess of loss treaties. Canada beazley - llc. Registered office address 22 Bishopsgate, London, United Kingdom, EC2N 4BQ . I interviewed at Beazley Group (London, England) in Jul 2018. Based in London, Charlie Beasley is a consultant at Egon Zehnder with a focus on Reputation, Governance and Regulation. The lottery ticket, or, The lawyer's clerk : a farce in one act . Travel insurance post-lockdown: Can you get holiday cover abroad? P.O. We are a specialist insurer with more than three decades of experience in providing clients with the highest standards of underwriting and claims service worldwide. Once you get a positive response, make sure to find out about the interview process at Beazley Group and prepare for tough questions. More. Prices in GBP + UK VAT @20%, where applicable : IBA members. Reports To: As per Beazley's organisation chart. Beazley is also a member of the Construction Consortium at Lloyd's Asia, offering capacity of USD212.5m for large construction projects. Beazley | 40,522 followers on LinkedIn. Chief executive Andrew Horton told the Standard: Inevitably we will have a smaller presence at Lloyds, and Lloyds trading floor I think will be smaller.. In an age of easy assumptions and talking big, we keep an open mind and listen more. Our culture values questioning the status quo to explore bold possibilities. Beazley has 5 employees across 30 locations. To learn Interiorscapes: Gardens Within Buildings Starting at $7.65. Beazley manages six Lloyd's syndicates and, in 2017, underwrote gross premiums of $2,343.8 million. Size (employees): 1,600+ Beazley Group began life in 1986 as Beazley, Furlonge & Hiscox; Hiscox was bought out in 1992 and a full management buyout took place in 2001. Horton added that brokers would typically highlight key points in a policy for underwriters on paper or an iPad in front of them, but now they have to send 1000-page documents by email. To accept or reject analytics cookies, turn on JavaScript in your browser settings and reload this page.

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beazley london office

beazley london office